#ih-ref-wrap{max-width:860px;margin:0 auto;padding:40px 0 80px}
.ih-ref-progress{display:flex;align-items:center;gap:16px;margin-bottom:40px}
.ih-ref-progress__bar{flex:1;height:6px;background:rgba(0,82,97,0.12);border-radius:3px}
.ih-ref-progress__fill{height:100%;background:var(--ih-accent);border-radius:3px;transition:width 0.3s ease}
.ih-ref-progress__label{font-family:var(--ih-font-head);font-size:0.85rem;font-weight:700;color:var(--ih-deep);text-transform:uppercase;letter-spacing:0.06em;white-space:nowrap}
.ih-ref-safety{background:#fff3cd;border:1px solid #ffc107;border-radius:8px;padding:14px 18px;font-family:var(--ih-font-body);font-size:0.95rem;color:#664d03;margin-bottom:32px;line-height:1.6}
.ih-ref-step__title{font-family:var(--ih-font-head);font-weight:800;font-size:2rem;color:var(--ih-deep);text-transform:uppercase;letter-spacing:0.05em;margin:0 0 8px;display:flex;align-items:center;gap:12px}
.ih-ref-step__num{width:40px;height:40px;border-radius:50%;background:var(--ih-deep);color:var(--ih-accent);font-size:1.1rem;display:flex;align-items:center;justify-content:center;flex-shrink:0}
.ih-ref-step__desc{font-family:var(--ih-font-body);font-size:1rem;color:var(--ih-ink);margin:0 0 32px;line-height:1.7;opacity:0.85}
.ih-ref-field{display:flex;flex-direction:column;gap:8px;margin-bottom:24px}
.ih-ref-field label{font-family:var(--ih-font-head);font-size:0.8rem;font-weight:700;text-transform:uppercase;letter-spacing:0.06em;color:var(--ih-deep)}
.ih-ref-field input,.ih-ref-field select,.ih-ref-field textarea{padding:13px 16px;border:2px solid rgba(0,82,97,0.18);border-radius:8px;font-family:var(--ih-font-body);font-size:1rem;color:var(--ih-ink);background:#fafafa;transition:border-color 0.2s;width:100%;box-sizing:border-box}
.ih-ref-field input:focus,.ih-ref-field select:focus,.ih-ref-field textarea:focus{outline:none;border-color:var(--ih-deep);background:#fff}
.ih-ref-row{display:grid;grid-template-columns:1fr 1fr;gap:24px}
.ih-ref-checks{display:flex;flex-wrap:wrap;gap:12px;margin-top:4px}
.ih-ref-checks--stack{flex-direction:column;gap:14px}
.ih-ref-checks--grid{display:grid;grid-template-columns:1fr 1fr;gap:12px}
.ih-ref-checks label{display:flex;align-items:flex-start;gap:10px;font-family:var(--ih-font-body);font-size:1rem;color:var(--ih-ink);cursor:pointer;line-height:1.5}
.ih-ref-checks input[type=checkbox],.ih-ref-checks input[type=radio]{width:18px;height:18px;flex-shrink:0;accent-color:var(--ih-deep);margin-top:2px}
.ih-ref-notice{background:var(--ih-surface);border-radius:8px;padding:12px 16px;font-family:var(--ih-font-body);font-size:0.92rem;color:var(--ih-deep);margin-bottom:24px;line-height:1.6}
.ih-ref-sg-contact{font-family:var(--ih-font-body);font-size:0.92rem;color:var(--ih-ink);margin-top:16px}
.ih-ref-sg-contact a{color:var(--ih-deep);font-weight:600}
.ih-ref-declaration{background:#f8fffe;border:2px solid rgba(0,82,97,0.15);border-radius:12px;padding:28px;margin-bottom:24px}
.ih-ref-declaration h3{font-family:var(--ih-font-head);font-size:1.2rem;color:var(--ih-deep);text-transform:uppercase;letter-spacing:0.05em;margin:0 0 12px}
.ih-ref-declaration p{font-family:var(--ih-font-body);font-size:0.95rem;color:var(--ih-ink);line-height:1.7;margin:0 0 20px}
.ih-ref-declaration__check{display:flex;align-items:flex-start;gap:12px;font-family:var(--ih-font-body);font-size:1rem;cursor:pointer;line-height:1.6}
.ih-ref-declaration__check input{width:20px;height:20px;flex-shrink:0;accent-color:var(--ih-deep);margin-top:2px}
.ih-ref-nav{display:flex;justify-content:space-between;align-items:center;margin-top:40px;padding-top:32px;border-top:1px solid rgba(0,82,97,0.1)}
.req{color:#e74c3c}
#ih-ref-message .ih-ref-error{background:#fff0f0;border:1px solid #e74c3c;border-radius:8px;padding:14px 18px;color:#c0392b;font-family:var(--ih-font-body);margin-top:16px}
#ih-ref-success{text-align:center;padding:60px 40px}
.ih-ref-success__inner{max-width:560px;margin:0 auto}
.ih-ref-success__icon{width:80px;height:80px;border-radius:50%;background:#27ae60;color:#fff;font-size:2.5rem;display:flex;align-items:center;justify-content:center;margin:0 auto 24px}
#ih-ref-success h2{font-family:var(--ih-font-head);font-size:2.5rem;color:var(--ih-deep);text-transform:uppercase;margin:0 0 16px}
#ih-ref-success p{font-family:var(--ih-font-body);font-size:1.05rem;color:var(--ih-ink);line-height:1.7;margin:0 0 16px}
.ih-ref-success__ref{background:var(--ih-surface);border-radius:8px;padding:20px;font-family:var(--ih-font-body);font-size:1.1rem;color:var(--ih-deep);margin:24px 0;font-weight:600}
@media(max-width:768px){.ih-ref-row{grid-template-columns:1fr}.ih-ref-checks--grid{grid-template-columns:1fr}#ih-ref-wrap{padding:24px 16px}}